Ruth McCarthy

Partner & Joint Head of Department

Real Estate Commercial


Ruth joined the firm in 2017 and is the joint head of the Real Estate Commercial Department.

Ruth has acted for a wide variety of clients including pension funds, institutional investors, developers, local authorities and charities on a broad range of real estate commercial matters including land and property acquisition and disposal, site assembly, investment and portfolio management.

Ruth has particular specialism in property finance and her clients have included major UK clearing banks, challenger banks, funds, short-term and mezzanine funders and peer to peer (or ‘crowd’) funders. She has significant experience in acting for both borrowers and lenders in connection with:

  • new loan facilities
  • bi-lateral and syndicated loans
  • redemptions and refinancing
  • development finance
  • intercreditor deeds
  • certificates on title
  • security reviews
  • preparation, review and negotiation of security documents

During her career, Ruth has worked in both private practice and in-house. She is results driven and solutions focused and looks to find practical, commercial solutions to the most complex of legal issues.

Ruth’s clients often describe her as their ‘trusted advisor’. She goes the ‘extra mile’ to deliver a service which exceeds her clients’ expectations time and time again. She is committed to delivering results and adding value which results in her building long-term relationships with her clients and contacts.

Ruth is originally from Northern Ireland and graduated from Queen’s University, Belfast with a law degree in 2000 before moving to Manchester to complete her LPC in 2001.

Ruth trained at one of Manchester’s best known and longest established law firms. She became one of the firm’s youngest partners and moved on to hold senior management positions (Head of Department) within regional and national law firms. In addition, she worked in-house as Senior Legal Counsel for a national crowd funder.

Outside of work Ruth is a keen gym goer and enjoys eating out and travelling. She describes herself as an ‘eternal learner’ and values personal development highly. Ruth is privileged to have worked with some inspiring coaches and mentors throughout her career and is in the course of completing her professional coaching certification.

Tel: 0161 838 2698


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