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Terms & Conditions
JMW Protect is a service offered by JMW Solicitors LLP (JMW), a firm regulated by the Solicitors Regulation Authority. Where appropriate, we engage others to provide specialist aspects of the service. In some cases, services may be delivered by a combination of advice and assistance from JMW and others.
In most cases, services provided by a party other than JMW will be charged as a disbursement to JMW fees. In other cases, each party to the service will provide advice and assistance in accordance with their own terms of business, regulated by their relevant authority.
You may therefore need to agree terms of business with more than one legal entity. The arrangement and delivery of the service will depend upon your individual requirements and will be discussed with you as part of the initial engagement.
JMW cannot provide advice on the suitability of any insurance products. Advice on the suitability of the insurance product for your business will come from an independent financial advisor. We are not remunerated by the broker or insurance company in the form of a referral or introduction fee if one of our clients takes out a management liability product.
Clients are charged for work carried out in the ordinary course of our business arising out of a claim against the policy and the insurer undertakes to pay those fees in accordance with the terms of the policy. Where a client asks for advice and assistance in matters falling outside the scope of the policy, the corresponding fee is paid directly by the client in accordance with the relevant terms of business.
If your business already has management liability or directors and officers insurance and you would like to review the coverage or suitability of the product, we can discuss your requirements and refer you to a suitable broker for independent advice. If you would like to instruct JMW in relation to matters covered by an existing policy, we can speak with the relevant insurer on your behalf.
Please note that this is only a summary of the main issues arising in our terms of engagement. Full terms are provided for consideration as part of the engagement process.