Staycationing? Don’t forget your travel insurance

14th August 2020 Personal Injury

This year sees the rise of the staycation. With the uncertainty of the ever changing quarantine rules and the sunny weather many of us are packing our bags and hitting the road for the beauty spots of England and Wales. Yes the planning takes forever, as winter woollies and wellies have to be squeezed in amongst the suncream and flip flops, and the traffic jams can mean you could be in the French Rivera in less time than the Lake District, but the opportunity to get away from home and enjoy the beautiful UK is irresistible to many.

One thing many of us forget is that travel insurance can be just as important for a staycation holiday. Ok so hopefully your baggage won’t be lost, and the NHS will look after you if you twist your ankle after a cocktail, but the other benefits of travel insurance shouldn’t be forgotten. With the prices of holiday rental accommodation being at a premium this year if you should have an accident, illness or bereavement meaning you have to postpone your trip or cut it short an insurance policy would kick in. Also if you were to have an accident in your holiday accommodation there may be legal cover under your insurance to help you pursue a civil claim, or if your possessions were to be stolen again your travel insurance may pay out to help you replace them. 

Many of us may have annual travel insurance policies, including those attached to our bank accounts, and most of these cover UK breaks if they are in rental accommodation for 2 nights or more. 

So our top tip for you if you are planning a UK break is to consider insurance, oh and be respectful of the locals, pack your mask or face covering, and search out unusual spots to keep a social distance.

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Joanne Brine is a Partner located in Manchesterin our Personal Injury department

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