Child in Car Accident Compensation

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Child in Car Accident Compensation

Across the globe, road traffic accidents are the leading cause of death among children and young people between the ages of five and 29 years old. Figures from the AA show that around 5,000 children under the age of 16 die or are seriously injured on Britain’s roads each year.

These figures demonstrate just how vulnerable children are, not only while travelling in vehicles, but also when walking or playing in close proximity to roads.

These figures demonstrate just how vulnerable children are, not only while travelling in vehicles, but also when walking or playing in close proximity to roads. The frequency of road traffic injuries highlight the urgent need for enhanced safety measures and education to protect our youngest pedestrians and passengers.

If your child has been involved in a road traffic accident, either as a passenger or a pedestrian, you have likely experienced significant distress. Not only are you likely to be anxious about the wellbeing of your child, but you may also feel confused about your legal rights when it comes to seeking compensation following the incident.

JMW is here to help. Our comprehensive guide below will provide information on the steps you should take following a road traffic accident involving your child, as well as helping you to determine who is responsible for the incident itself.

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Children are Vulnerable Road Users

Despite the UK having one of the best road safety records in the world, children in Britain are more likely to be killed in road accidents than in Austria, Belgium, Denmark, Finland, France, Germany, the Netherlands, Spain or Sweden.

Some children are at more immediate risk than others, such as those with disabilities, those without access to play facilities, and those with a lack of supervision from an adult.

According to the AA, preschool children are at the lowest risk of death or injury on the road, partly due to the universal use of car seats for the very young. As children grow older, however, they are more likely to travel without using a seatbelt, or to utilise adult belts without a booster cushion - which can lead to injury.

Older children are also at a more pronounced risk of being killed or sustaining serious injuries in a traffic accident outside the car - for example, when walking or playing.

Who is at Fault When a Child is Involved in a Road Traffic Accident?

It is not uncommon for parents or guardians to feel responsible if their child has been involved in a road traffic accident, either as a passenger or a pedestrian. However, it is not always possible for them to predict what other road users will do, and, unfortunately, accidents do happen.

While most drivers do practise proper safety procedures while behind the wheel, incidents still happen and children do sustain injuries. In some cases, accidents may happen even when there is careful vigilance and adherence to the rules of the road by all parties involved, making it difficult to determine where accountability lies.

For example, if a child is found to have run into the road without looking, or if a motorist needs to swerve in order to prevent a collision with a child who is playing in the road, they may make a claim against the child’s parents for negligence.

On the other hand, parents can also make a claim on behalf of their child to compensate them for any injuries they have sustained.

What Should I Do if My Child Has Sustained Injuries in a Road Traffic Accident?

The most important thing to do immediately after a road traffic accident has taken place is to ensure that everyone involved receives the medical care they need. Then, you should exchange contact information where possible and make a note of the details of the accident, including where it happened and when. You should also report the incident to a police station.

Should you decide to pursue a compensation claim, this information will prove valuable in determining who is responsible and whether your case is likely to be successful.

What Evidence is Needed to Make a Compensation Claim?

If your child has been involved in a road traffic accident, you will strengthen your case for compensation if you have as much evidence as possible. You should:

  • Take photographs or videos of the scene, ideally as soon as possible after the incident
  • Ask any witnesses for their contact details
  • Ensure your child receives appropriate medical treatment as soon as possible
  • Take photographs of any injuries sustained

Once you have collected this evidence, a solicitor can start working on your case as soon as possible.

How Long Do I Have to File a Claim for My Child's Car Accident Injuries?

For adults claiming compensation, there is usually a three-year time period from the date when the accident occurred in which they are eligible to make a claim. However, for children, they have until three years from the date of their 18th birthday, which means a claim can be made at any time before they reach 21 years old.

Can I Make a Claim on Behalf of my Child?

If your child has not yet reached the age of 18, a parent or guardian may act on their behalf for as long as the child is too young to pursue the claim for themselves. This is referred to as a ‘litigation friend’ and means you can make decisions about the case when dealing with solicitors.

What Happens to Compensation Secured for my Child?

Settlements made for injuries to children are required to involve an Infant Approval Hearing, which is different from the way in which adult claims are dealt with. Usually, this hearing will take place in a court that is local to you, to ensure that the injured child is receiving the appropriate amount of compensation for their injuries.

Any compensation secured for a child is placed into a trust fund, where it is kept until they reach the age of 18. This ensures that compensation is only used by the child in question when they reach adulthood.

In some instances, funds can be withdrawn from the total compensation to pay for urgently required items - for example, medical devices or treatment to help them recover from their injuries. If this money is required, the child’s parent or guardian must contact the court in writing to request the funds.

Frequently Asked Questions

Q
How much compensation could my child be owed?
A

There is no definitive answer. The amount of compensation your child could be owed for a road traffic accident depends on various factors, including the severity of their injuries, the impact on their life, and the specific expenses incurred. Our goal is to negotiate diligently on your behalf to secure the maximum compensation for your child's injuries and losses.

Q
What factors determine the amount of compensation my child may receive?
A

The compensation your child might receive after being involved in a road traffic accident depends on various factors:

  1. Severity of injuries: compensation is generally higher for more serious and lasting injuries, including any permanent disabilities or long-term conditions that arise from the accident.
  2. Medical expenses: this includes all costs related to medical treatment, from immediate care and hospitalisation to ongoing therapies, future healthcare needs, and out-of-pocket expenses that are directly linked to the accident. These out-of-pocket expenses cover costs incurred as a direct consequence of the injury, such as medical costs, rehabilitation, and loss of earnings.
  3. Future financial losses: this covers potential future earnings that are lost or diminished earning capacity, especially if the injuries impact your child’s ability to work later in life.
  4. Educational needs: costs associated with special educational support or adaptations needed at school due to their injuries can also be claimed.
  5. Care requirements: if the injuries require ongoing care, whether professional or familial, these costs may be included in the compensation amount.
  6. Legal framework: specific guidelines govern personal injury claims, including statutory limitation periods and mandatory procedures for claiming compensation.

Liability and negligence: the extent of each party’s fault in causing the accident impacts the compensation, with potential adjustments based on comparative negligence rules.

Q
How does the legal process work for pursuing compensation for a child's car accident injuries?
A

Pursuing compensation for a child’s injuries after a car accident involves several legal steps and considerations. Here’s a general outline of the process:

  1. Initial consultation: typically, the process begins with a consultation with no win, no fee personal injury solicitors. During this meeting, the solicitor will assess the merits of the case based on the details of the accident, the injuries sustained, and the impact on the child’s life.
  2. Gathering evidence: the solicitor will gather all necessary evidence to support the claim, including for whiplash claims. This includes medical reports, witness statements, accident reports from the police, and any photographic evidence from the scene. Expert opinions might also be sought, especially concerning medical and care needs for a whiplash claim.
  3. Letter of claim: once the evidence is collected, the solicitor will send a ‘Letter of Claim’ to the defendant, which is typically the insurance company of the party at fault. This letter outlines the details of the accident, the injuries sustained, including whiplash injuries, and an initial estimation of the compensation sought.
  4. Defendant’s response: the defendant has a set period (usually about three months) to investigate the claim and respond. They will either accept liability, offer a settlement, or dispute the claims.
  5. Negotiations: if the defendant accepts liability or if there’s room for negotiation, both parties will try to settle the claim out of court. Negotiations may involve several rounds of offers and counteroffers, focusing on securing whiplash compensation for the injuries sustained.
  6. Court proceedings: if a settlement cannot be reached, or if the defendant disputes the claim, the case may go to court. Court proceedings can be lengthy, and the judge will have the final say on liability and the amount of compensation.
  7. Special rules for minors: in the case of children (minors under 18), any settlement agreed upon either in or out of court must be approved by the court. This is to ensure that the settlement is in the best interest of the child. The compensation will usually be held in a court-controlled account until the child turns 18.
  8. Compensation and costs: if successful, the compensation will cover all aspects of damages and losses, including medical expenses, future care costs, loss of amenities, psychological impact, and potentially future earnings. Legal fees are generally covered by the defendant in successful claims.
Q
Will my child have to testify in court?
A

In most cases involving personal injury claims for children, the child will not have to testify in court. The legal process is typically handled by the solicitors and, where possible, settled out of court to avoid the need for the child to appear in court. Here are a few key points regarding child testimony in court for such cases:

Avoidance of court appearance: solicitors and all parties involved usually try to resolve the case through settlement negotiations to avoid the stress and potential trauma of a court appearance for a child.

Use of evidence: most of the case will be supported by documentary evidence, including medical records, expert testimony and written statements, which helps to build a strong case without needing direct testimony from the child.

Court's protection measures: if a child's testimony is absolutely necessary, courts have measures in place to protect the child, such as giving evidence via video link or behind a screen, or in the presence of a trusted adult, to minimise the stress of the situation.

Judicial approval: in situations where the settlement is reached outside of court, the agreement still typically requires judicial approval to ensure that the settlement is in the best interests of the child. This process usually does not require the child's presence.

Legal representation: the child’s solicitor will represent their interests throughout the process, speaking on their behalf, and ensuring that the legal proceedings impact the child as little as possible.

Exceptional cases: there might be exceptional cases where a judge requires the child to be present or to give some form of testimony, especially if there are disputed facts where the child's account is crucial. However, these instances are rare and are handled with special care to protect the child.

Q
How much does it cost to hire a solicitor for my child's car accident case?
A

If you are considering hiring a solicitor from JMW Solicitors for your child’s car accident case, we typically offer services on a “no win, no fee” basis. Here’s what this means for you:

No upfront costs: engaging a solicitor from JMW for your child’s case comes with no initial financial burden, aligning with the principle that personal injury solicitors should not impose upfront costs. This can be particularly helpful if you are concerned about the ability to afford legal representation.

Risk-free: the “no win, no fee” structure means that if your claim, including those for child whiplash injury claims or car accident claims, is not successful, you won’t be required to pay any solicitor’s fees. This reduces the financial risk involved in pursuing a claim.

Solicitor’s fees: if the claim is successful, the solicitor’s fees are typically recovered from the other side, or a portion of the compensation awarded may be used to cover these costs. The specific percentage or amount will be agreed upon beforehand and detailed in the agreement you sign.

Q
What types of compensation can my child receive beyond medical expenses?
A

Injury compensation encompasses a range of financial recovery options for victims of accidents, going beyond mere medical expenses to address the full impact of the incident. Beyond medical expenses, your child may be eligible for several other types of compensation following a car accident. These additional forms of compensation help cover the full scope of the impact the accident has had on your child’s life:

  1. Pain and suffering: this covers the physical pain and emotional distress your child has endured due to their injuries. It is calculated based on the severity and duration of the pain.
  2. Loss of amenities: if your child can no longer participate in activities they once enjoyed, such as sports, hobbies, or playing with friends, compensation can be awarded for this loss of enjoyment of life.
  3. Future loss of earnings: if the injuries are severe enough to affect your child’s future ability to work or earn a living, compensation can be claimed to cover this potential loss. This is particularly relevant if the injuries lead to long-term disability.
  4. Care and assistance: if your child requires ongoing care, even if provided informally by family members, you can claim compensation for the time and expenses involved. This includes compensation for professional care if needed.
  5. Educational disruption: if your child’s education is disrupted due to their injuries, and they require tutoring or special educational services, costs related to these services can be compensated.
  6. Psychological damage: compensation may also be available for any psychological or emotional issues stemming from the accident, such as anxiety, depression or post-traumatic stress disorder (PTSD), all of which might require therapeutic treatment.
  7. Adaptations to home and vehicles: if your child’s injuries require modifications to the home, such as wheelchair ramps, stairlifts or specialised transport needs, these costs can also be included in the compensation claim.
  8. Travel expenses: you can claim for travel costs related to medical appointments, hospital visits and treatments associated with your child’s injuries.

Talk to Us

At JMW, our legal experts have handled many cases on behalf of children who have been injured in road traffic accidents. We are able to take on cases on a no win, no fee basis, which means there are no financial risks involved for you and your family on your journey to claim compensation.

Get in touch today for legal advice by calling 0345 872 6666 or complete our online contact form and we will be in touch at a time that is suitable for you.

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