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Road Traffic Accident Compensation Claims
If you have had a road traffic accident that was not your fault, either as a driver or passenger, you are entitled to pursue a compensation claim. The expert solicitors at JMW will deal with the entire process for you, offering an excellent legal service that lets you get on with what's really important - making a full recovery from your accident.
Our team will guide you through the whole procedure of making a road traffic accident compensation claim in a straightforward way, aiming to make your claim as stress-free a process as possible. We operate on a no win, no fee basis, meaning that making a claim with us is a risk-free process.
For comprehensive yet easy-to-understand advice on this area of law, and to get your claim started, don't hesitate to get in touch. Call us on 0800 054 6570, or complete our online enquiry form and we will give you a call back.
What Our Clients Say
How JMW Can Help
Motoring accidents and traffic collisions can take a variety of forms, from rear-end shunts to dramatic head-on car collisions. This means that injuries sustained can range from whiplash and slight bruising to serious, life-changing injuries, including damage to the head and spine. If you have been injured in a road traffic accident that was not your fault, you will be in a position to make a claim for compensation.
Your claim would be made against the insurance company of whoever was responsible for the collision. If you were a passenger in a vehicle involved in a car crash, this may or may not be the driver of your vehicle. If you were the driver, or if you were a cyclist, pedestrian or motorcyclist and were hit by a third party, it would be made against the insurance company of the individual driving the vehicle that hit you.
We will help identify the financial losses you've experienced as part of your accident and ensure they are included as part of your claim. For example:
- Loss of earnings
- Policy excess or the value of your vehicle
- Hire car charges
- Medical treatment, rehabilitation and medication costs
- Property damage
- Costs of care and nursing, and any necessary aids and appliances
- Travel expenses
Our experts are knowledgeable and highly experienced in motor accident claims, so you can rest assured that making a claim with us after a traffic collision will mean that you stand the best chance of seeing the compensation you deserve.
Bus and coach accidents
If you have been involved in a bus or coach accident that wasn’t your fault, you are entitled to make a claim for compensation. For more information, visit our dedicated page.
If you are involved in a car accident that wasn’t your fault, you are entitled to make a claim for compensation. Any compensation claim will be made up of two types of funds:
- General damages - this is a sum for the injuries you sustained during the car accident, the severity and your recovery time. The overall figure is determined using personal injury guidelines and previous similar cases. For an estimation of the compensation you could receive, take a look at our compensation calculator.
- Special damages - this sum is for any financial losses that you have incurred as a result of the car accident. This can include:
- Loss of earnings
- Medical expenses, such as physiotherapy
- Travel costs
- Care and assistance
- Damage to a vehicle or bicycle
As no two accidents are the same and no two sets of individual circumstances are the same, overall compensation sums will vary from claim to claim. The goal with any claim is to put you back in the position you would have been in were it not for the accident, so it is important that we are able to understand your circumstances before the accident, and how your injuries have impacted them. We would advise that you retain any receipts and other documents for purchases made as a direct result of the accident, as these can be used as evidence to strengthen your case.
Hit and run accidents
Visit our hit and run drivers page for more information on making a claim if you’ve been injured in this type of accident.
If you been injured in an accident involving a motorcycle that was caused by somebody else’s negligence, visit our motorcycle accidents page to make a claim for compensation.
If you’re a pedestrian that has been involved in a road traffic accident that wasn’t your fault, visit our dedicated page to make a claim for compensation.
Road traffic accidents abroad
If you've been involved in a road traffic accident while abroad, find out here how you can make a claim.
Road traffic accidents involving animals
If you've been involved in a road traffic accident where the cause of the incident was an animal, find out how you can make a claim for compensation here.
If you've been involved in a road traffic accident while in a taxi, find out how to make a claim for compensation here.
If you've been involved in a road traffic accident that was caused by an uninsured driver, you are still entitled to make a claim for compensation. Visit our dedicated page for more information.
If you've suffered whiplash in a road traffic accident that wasn't your fault, find out how to make a claim for compensation here.
Dealing with Insurance Companies After a Road Traffic Accident
Insurance companies are often keen to offer injured parties an out-of-court settlement straight away, either once they’ve been contacted by a victim with a need to get their vehicle repaired, or once they have word that a claim is being made against the party they represent. They do this because it saves them money both in legal fees and in paying higher compensation amounts to the victims of accidents. Many traffic collision victims feel relieved that the insurance company has admitted liability without a lengthy legal process and will accept the offer without thinking of the implications of settling and without fully understanding the long-term impact of their injuries.
Accepting an offer before an injury claim has been fully investigated can lead to problems further down the line, as what might seem like an appealing settlement at first, might not be enough to cover your medical expenses, recover lost earnings or care for your family should your injuries worsen. Once you accept an offer to settle an injury claim, you cannot reopen your case - that's why it is important you seek legal advice before accepting any offer from an insurance company.
Insurance companies want to avoid court as this will result in huge bills for them and potentially larger payouts. However, for innocent victims of accidents, a solicitor will remain impartial, working in your best interests. A solicitor will advise you how much you should rightfully receive as compensation for your accident and help you to make informed decisions about your claim every step of the way, even if this does mean a visit to court. They will ensure that you get objective medical advice if your injury requires it, and diligently gather evidence that supports your claim.
According to data obtained by the Law Society, victims of accidents who take legal advice from a solicitor get up to three times more compensation than those who accept the first offer from an insurance company.
What should I do following a road traffic accident?
In the immediate aftermath of a collision and once you are safe and any immediate medical needs you have are seen to, there are certain steps you should take to support a potential compensation claim. These measures can help to prove that another person was responsible for the incident and help to ensure your claim is a success. You should take down the following information from anyone who witnessed the incident:
- Telephone number/email address
If the witnesses consent to provide one, a statement of their version of events can be hugely supportive in any claim you make. Remember to also take photographs of the scene of the incident if you are able to. You should contact the police and report the incident immediately if the other driver:
- Has no valid insurance
- Flees the scene
Can I get access to physiotherapy immediately?
We understand the importance of helping people get back to normal quickly following injury, and this is why we can offer those individuals injured in a road traffic accident the opportunity to access immediate physiotherapy; a service aimed at speeding up the recovery process. We pride ourselves on the speed at which the process from assessment to the start of the first session is completed. Although this varies depending on our client’s circumstances, it can be as little as a matter of days before your first visit to a qualified physiotherapist. This means you can get your recovery underway as soon as possible.
Physio is often key to helping an individual get their life back on track following injury, and is a reasonable requirement in many instances because compensation claims are designed to return the injured party to the position they were in prior to their injury, and the therapy can promote a more rapid recovery in many instances of injuries associated with road traffic accidents.
Physiotherapy is a key part of the recovery process, and our service is designed to help people get the treatment they need as soon as possible.
How do I arrange a vehicle inspection?
If your vehicle has been damaged, we can make the necessary arrangements for it to be inspected by a qualified vehicle engineer with a view to either getting the insurers to pay for your repairs, or pay you for the written-off value of the car.
How do I arrange a like-for-like replacement?
We can also arrange for you to be provided with a like-for-like replacement courtesy car to ensure that while your own vehicle is off the road, your inconvenience is minimised.
To get in touch with our specialist team of solicitors, please don't hesitate to call us on 0800 054 6570. Alternatively, complete our online enquiry form and we will give you a call back as soon as we can to discuss your situation in greater detail and provide more guidance on what happens next.