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Claims Against Uninsured Drivers
If you have been involved in a road accident and it emerges that the other driver is uninsured, the expert solicitors at JMW will help you through the process of making a claim. We can help you recover any financial losses arising from your accident and any injuries sustained.
Contact us today and speak to one of our experts about your uninsured driver claim. We can talk you through the process and answer any questions you may have. Call us on 0800 054 6570 or complete our online enquiry form and we will call you back as soon as possible.
What Our Clients Say
I would just like to thank you
"I would just like to thank you for all your hard work in getting me a happy result. I know it's your job, but I appreciate it was potentially a tricky one to tackle, I didn't find any other solicitors prepared to take the challenge!"
Ms C, Warwickshire
I was really pleased
"I was obviously really pleased to receive the last letter you sent me containing the cheque. The fact that we rightly won, and I can now put the whole episode behind me, gives as much satisfaction as the money. Your tenacity and hard work were of course instrumental in this regard. And although perhaps there is no need, I would like you to accept my sincere gratitude. So once more and for the final time, thank you."
Thank you wholeheartedly
"I would like to take this opportunity to thank you wholeheartedly for your tremendous work in helping to settle my claim so successfully. It has been a pleasure to correspond with you over what has been a traumatic period, and I would particularly like to praise you for your regular updates on the situation, which I found particularly helpful.
I hope that you are as satisfied with the outcome of this case as I am, and that your tireless work does not go unrewarded at JMW. Please allow me to conclude by wishing you all the best for the future in all of your professional and personal endeavours. While I hope never to have any similar claims in the future, I will be sure to recommend the services of JMW to anyone I encounter who may need them.
Once again, please accept my most sincere thanks."
I would just like to thank you
""I would just like to thank you for all your hard work in getting me a happy result. I know it's your job, but I appreciate it was potentially a tricky one to tackle, I didn't find any other solicitors prepared to take the challenge!""
Thank you so much
""Thank you so very much for the cheque, which I received today. ""I would also like to thank you for the efficiency, kindness and patience you have shown to me during the past 17 months. You have pointed me in the right direction throughout, for which I am very grateful. ""Thank you all once again for your help and support.""
Thank you for your help
""Thank you for your help today and once again, going that extra mile for my family and me. Your firm's motto is ""in your corner"" but what you do goes beyond that. Whatever the outcome of the case is, I know that I would not have wanted anybody else by my side.""
About Uninsured Driver Claims
If the driver responsible for the accident that resulted in your injury is uninsured, this does not mean you are unable to make a claim for the injuries you have suffered or the financial losses you have incurred. We can ensure you receive the maximum possible compensation, pursuing a claim on your behalf in exactly the same way as we would any other case. When the driver responsible for an accident is uninsured, we deal with an organisation called the Motor Insurers' Bureau (MIB). The MIB is funded by the insurance industry and is responsible for helping those who have suffered due to the actions of uninsured drivers or who have fled the scene of an accident.
As with any road traffic accident claim, we will gather all of the necessary information to enable us to calculate and claim the losses that you have incurred and need to recover. We will also obtain independent expert medical evidence on any injuries you have sustained.
The Motor Insurers' Bureau (MIB)
The MIB was set up to provide a fund for accidents caused by uninsured and untraceable motorists.
The Road Traffic Act 1988 obliges every motor insurer to be a member of the MIB and contribute to its funding, so that innocent parties injured by drivers without insurance, or who cannot be traced after an accident, have an opportunity to seek recourse.
Making a claim for an accident in these circumstances may not be straightforward, and requires a great deal of work as the relevant evidence is gathered. This may include statements from any witnesses to the accident, and reports on your injuries from independent medical experts.
When it comes to dealing with the MIB, there are specific procedures to follow, and we will deal with all of this for you and make sure that your interests are prioritised.
JMW has handled hundreds of claims like this and we can guide you through making a claim with the MIB, and take you through the particular process that applies to your claim.
Motorists are legally required to have insurance for their vehicle when driving on a public road. However, if an accident is caused by a motorist who is found to be driving without insurance and occurs on a public road, claims can be made through the MIB. There is no legal obligation for a person to have insurance for vehicles on private roads, such as on farmland or a construction site, so if an accident occurs under those circumstances, the process of making a claim may be a little more complex; it is advisable to seek expert legal help to find out more about the options available to you.
What to Do at the Scene of an Accident
When you are involved in a road traffic accident, your first priority should always be to deal with your injuries and those of any others involved in the incident. However, if you are able to, there are certain things you can do at the scene of the accident that could prove invaluable to strengthening your claim for compensation.
You should try to obtain as much information at the scene of the accident as you can. You should:
- Take down the name and address of the driver(s) of the vehicles involved
- Make a note of the vehicle’s details, including make, model and registration number (take a photo if you don’t have a pen and paper to hand)
- Note details of any accident damage caused
- Obtain details of any witnesses
If you are able to take down some or all of this information, it should prove of great assistance to us in the course of pursuing your claim. The more information you are able to obtain, the better, as this will help us to secure the best outcome possible.
Why Choose JMW?
The expert solicitors at JMW have the experience and know-how to assist in your to make sure you get the positive outcome you deserve. With us at your side, you will have the peace of mind that everything will progress as it should.
We are here to ensure your claim against an uninsured driver goes smoothly, lending our expert advice to make sure you are properly compensated following an accident that was not your fault.